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Articles in: Home / Finance / Personal Finance

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  • 2). Forecasting the Future Value of Your 401(k)  By : Stephen L. Nelson, CPA
    If you’ve got Microsoft Excel (or just about any other popular spreadsheet program) running on your computer, you can use its FV function to forecast the future value of your 401(k) account. The FV function calculates the future value of an investment given its interest rate, the number of payments, the payment, the present value of the investment, and, optionally, the type-of-annuity switch.
    article related to: 401k, 401(k), retirement, investing

  • 9). Living Cheap  By : Steve Gillman
    Does living cheap mean being miserable, or giving up what you want? Not at all. In my own case, it meant getting the things I really wanted. Spend less on each thing or activity, and you can have more of them, right? The key is to spend less and still get what you need and want. I'll tell you how I managed it. Living Cheap - Housing The first house I owned was a mobile home on a small lot.
    article related to: living cheap, cheap, money

  • 11). Handling Your Money Effectively  By : Mary Williams
    There is inflation every year. You cannot stop an increasing in living expenses as prices of consumer goods increasing all the time. Saving money becomes an extremely difficult task to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future. 1. Budget – Get one and stick with it! And set aside at least a small portion for savings while you’re at it; savings for your future, your retirement, your education, your vacation, whatever.
    article related to: billing services, bill, billing, billing software, billing gazette

  • 13). 5 Easy Ways To Cut Your Household Expenses  By : Mary Williams
    Are you shocked when seeing your household expenditures every month? The expenses seem to increase every month. If you are in this situation, try these 5 recommendations before your extra paid money will accumulate to a significant amount! 1. Recycle those junk letters. Each month, you will probably received a dozen or more letters from direct mailing companies in your mailbox.
    article related to: billing guide, bill, billing, billing secrets, aol billing

  • 14). Post-Christmas Financial Difficulties  By : Mike Hanna
    If you’ve spent more than your budget can cope with, then maybe you’re thinking about credit to help you through January. Many people fear the long, broke month of January. After a lovely Christmas full of joyous smiles January can see a mood swing in the wrong direction. Many of us turn to credit cards to help get through this terrible month. But without knowledge of the financial industry a person without a great income can fall victim to the evil grip of unscrupulous credit companies.
    article related to: personal finance, personal loans, credit cards, adverse credit, personal debt, consumer debt, loans

  • 16). If You Want To Make Money: Avoid Debt!  By : Rene Graeber
    Everybody starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get ill, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life.

  • 17). Great Money Saving Tips  By : Jessica Mara
    Everyone wants to save money, but no one wants to change his or her lifestyle to do so. Many people think that the only way to save is to go without; Give up eating out at restaurants, stop going to the movies, stop shopping, etc. This is not the case! It is very simple to still enjoy going out, as well as save money. You just have to find ways to spend less while going out.
    article related to: money saving tips, save money

  • 20). Easy Money Mangement Strategy  By : Jason A. Martin
    The buzzwords "money management" is thrown around left and right in the gambling world. Look around for advice on money management and you will find everything from grossly incomplete articles to full blown strategies for brilliant mathematicians. Today, I will share a quick and easy money management strategy that you can use each time you gamble. It's effective and takes just a minute to learn.
    article related to: money management, gambling, casino, entertainment, bet, wager

  • 24). Working Out A Family Budget  By : Mark Lambie
    When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons. In general, because of the time it takes to actually clip these things out of your local newspaper or a magazine, people tend to over look these big money savers all too often. Coupons should be an important part of your family budget.
    article related to: finance

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